KfW Mittelstandsbank

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The individual loan programmes

Our programmes from A to Z

On the following pages you will find the financing conditions as well as the terms and conditions for each loan programme offered by KfW Mittelstandsbank, plus a few financing examples.

KfW Special Programme 2009 (Programme numbers 081, 082)

Loans for the financing of enterprises in the framework of the Federal Government's package of measures entitled "Securing Jobs by Strengthening Growth", limited to the year 2009

KfW StartGeld (Programme number 061)

Loans for business founders, small enterprises and self-employed professionals whose project does not cost more than EUR 50,000 and who have been doing business for less than three years.

Unternehmerkapital (Entrepreneur Capital - Programme numbers 054, 055, 058, 064)

An innovative product family for start-ups, young and established enterprises:

  • ERP Capital for Start-ups (Programme number 058)
  • KfW Capital for Work and Investments (Programme numbers 054, 055, 064)

KfW Unternehmerkredit (Entrepreneur Loan - Programme numbers 037, 047)

The entrepreneur loan for investments and working capital at home and abroad

ERP Regional Promotion Programme (Programme numbers 062, 072)

ERP funds at favourable terms and conditions for investments in structurally weak areas

ERP Innovation Programme (Programme numbers 180-185, 190-195)

Low-interest loan financing for innovative enterprises

For further financing programmes which are available to strengthen the equity base of small and medium-sized enterprises and to finance young technology enterprises through equity capital and/or mezzanine capital, go to the section Equity Finance.


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